Central Coast and Surrounding Area Homes for Sale

For Buyers


No matter which way you look at it, buying a home is a major investment.  But for many homebuyers, it can be an even more expensive process than it needs to be since they fall prey to at least a few of the many common and costly mistakes which trap them into either:

  • paying too much for the home they want, or
  • losing their dream home to another buyer or,
  • (worse) buying the wrong home for their needs.

If you’re like most home buyers, you have two primary considerations in mind when you start looking for a home. First, you want to find a home that perfectly meets your needs and desires, and secondly, you want to purchase this home for the lowest possible price.

When you analyze those successful homebuyers who have been able to purchase the home they want for thousands of dollars below a seller’s asking price, some common denominators emerge. Although your agents negotiating skills are important, there are three additional key factors that must come into play long before you ever submit an offer.  These steps will save you thousands of dollars.  We've prepared a very special report outlining these key factors and what you need to know to help you develop your home buying strategy.  Click here to have a copy of this FREE report delivered to your email inbox.

A systemized approach to the home buying process can help you steer clear of these common traps, allowing you to not only cut costs, but also secure the home that’s best for you. To avoid falling prey to one of these common traps, we have prepared a must have report detailing these 9 most common and costly buyer traps, allowing you to not only cut costs, but also secure the home that's best for you.  Click here to have a FREE copy of this report sent directly to your email now.

Unlike the experience of buying a first home, when you’re looking to move-up, and already own a home, there are certain factors that can complicate the situation. It’s very important for you to consider these issues before you list your home for sale.

Not only is there the issue of financing to consider, but you also have to sell your present home at exactly the right time in order to avoid either the financial burden of owning two homes or, just as bad, the dilemma of having no place to live during the gap between closings. There are 6 key mistakes to avoid when trading up to a larger home, particularly when you have to sell your present home at exactly the right time in order to avoid either the financial burden of owning two homes, or just as bad, the dilemma of having no place to live during the gap between closings.  Click here to have a copy of our FREE report outlining 6 strategies for avoiding these mistakes, sent directly to your email inbox. 

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family.Our services and experience allow you to focus on your move while We manage the details from our initial consultation to the closing deal, and beyond. We pride ourselves on repeat business and hope you'll come to understand why. Before you hire an agent It’s critical that you make the right decision about who will handle what is probably the single largest financial investment you will ever make.

Not all real estate agents are the same. If you decide to seek the help of an agent when selling or buying your home, you need some good information before you make any moves. There are 10 questions you should as an agent BEFORE you decide to hire them.  Click here to send a FREE copy of these 10 questions to your email inbox.

 For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.

 

How We Can Help
Before you start looking
Closing Costs

As Your Agent, We Will:

  • Assure that you see all the properties in the area that meet your criteria.
  • Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
  • Make sure you don't pay too much for your new home and help you avoid costly mistakes.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  • Choose a REALTOR® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.

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Deborah Harter